Cost Effective Planning Instructions Can Make You or Break You

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Cost Effective Planning Instructions Can Make You or Break You


2011

By Ric Dalberri, Founder of Retirement USA

There comes a time when you must plan your finances. Most
would need a qualified professional financial planner or a tax attorney for
estate planning. There are so many variable products available with so many options, it would be a job in itself
to seek and find.

Be cautious! To find qualified professional guidance you
need to be on the watch. Not everyone knows what they’re talking about and are
only looking to make a lot of money.

One of the major aspects of financial planning is that your financial planner
should be able to do is know what stocks should be in your portfolio and when
to buy and sell. The stock market will go up and down and no one will be able
to know for sure whats a good thing. Just think about it. If they did, they
would be a multi- millionaire traveling the world.

During your lifetime, you will see or have seen many
commercials touting their firm or products out perform all the others. If you
really do your research, you will conclude that they really did not perform any
better than all the rest over an extended period of time.

Many planners only get paid when they make a sale. So be sure what they are
advising you is a good fit.

If your financial advisor can show you they earn a great
return on their investments & prove it, you’re ahead of the game.

So, to benefit yourself, your financial professional planner
should give you options and inform you of all that’s available to you, even
outside what he can sell.

You really want to be careful when ‘interviewing’ a monetary planner. Too many
‘professional planners know  more about
selling / buying  you a product than
giving you sound advice so you can make up your own mind.

Your future monies are much too valuable to let someone else
make all the decisions for you. Take time and interview the individuals you
think you might use and get a different prospectus as to what each one offers.
Remember, it’s your money and your future.

What will you do when it comes to economic advice?