Retirement Communities

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Retirement Communities

By Ric Dalberri, Founder of Retirement USA

2008
The term, retirement communities, covers a broad range for a variety of housing (for retirees). Retirement communities, is so generic it covers restriction living such as over 55 years of age. It can mean assisted living, adult active living with planned activities such as a clubhouse, swimming, boating, trails, golfing, arts & crafts. Retirement communities may have medical facilities on property as well. Most retirement communities are planned for activity and have single family homes, manufactured homes or villas. Some will be condominiums.
Retirement communities can be summed up into three categories:
1) Active. Usually all residential units (single family homes). There are no onsite long term healthcare facilities.
2) Active & Supportive. This is a combination of residential and healthcare facilities.
3) Assisted living. Here the individual lives (usually) within building structure. Here there are full time healthcare professionals with long term care. Also this living can be categorized as a nursing home.
Keep in mind, when it comes to retirement communities, you can have complete luxury with concierge service to having to fend for yourself. Retirement can be an exciting time in your life. You’ve worked for it, so now enjoy it. Retirement is life changing and you will have to make life changing decisions.
Baby boomers are living longer healthier lives and don’t want the hassle of keeping up with a large house and the expenses that go with it.
Retirement communities have their benefits. Let’s look at some.
* You can budget and save. You can cut on services that will be included in your monthly or annual association fees.
* Most retirees when relocating to retirement communities only have one vehicle. Think of all the additional expenses being saved here, car payments, insurance, tags, repair & maintenance.
* Many retirement communities have (on site) post offices, retail shops, supermarkets, restaurants, movies. Don’t have to travel far. There may be a convenient shuttle service available.
* Other retirees to interact with, not having to worry about skate boarders or teenage pranks.
* Most retirement communities have an added measure of security.
* Home ownership is made easy. Don’t we want easy?
Keep in mind that there are restrictions when living in retirement communities. For example, no one under 55 ( unless spouse) can live with you such as children or grandchildren. Some communities will not allow visitors to stay consecutively more than seven day.
You really need to be sure you understand retirement communities living.
After deciding that retirement communities is where you want to live, you must decide where. Schedule visits to the area. Stay for at least one week, possible longer. View the entire surrounding areas, not just the inside of the retirement communities. Go to the Chamber of Commerce, hospitals, police, town halls, libraries.
Remember, you will be living in this retirement communities for awhile. You want to be sure your decision was the best decision.
Go, enjoy what you’ve worked for.